Personal Loans and Rates- Unsecured Loans for populace with Bad Credit
Personal Loans and Rates- Unsecured Loans for populace with Bad Credit
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Personal Loans and Rates- Unsecured Loans for populace with Bad Credit
By: Bhavana Jhingan
Posted: Nov 15, 2010
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The recession has placed many Americans in difficult financial situations. Personal loans are making a comeback, according to data collected by the American Banker.
There are two basic types of personal loans: Secured and Unsecured. The American Banker says that unsecured personal loans are on the rise.
The number of both secured and unsecured loans is increasing, according to data released by the Federal Reserve. The Fed reported that car there were more car loans in September compared to August.
There are various ways to secure a loan. Cars, boats and other valuables can be used as collateral for a loan.
We monitor websites, press releases and make phone calls to determine current personal loan rates. Typically, secured personal loans will carry a lower interest rate than unsecured loans.
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Today?Wachovia is offering personal loan rates from 6.99% to 11.24%.
Wells Fargo offers rates from 6.24% to 28.46%.
Union Bank?offers both personal loan and mortgages. The bank has rates up to 19.75%.
The final rate can depend on credit score and loan amounts. Lending institutions may also charge different rates, so it pays to shop around.
We monitor websites, press releases and make phone calls to determine current personal loan rates. Typically, secured personal loans will carry a lower interest rate than unsecured loans.
Today?Wachovia is offering personal loan rates from 6.99% to 11.24%.
Wells Fargo offers rates from 6.24% to 28.46%.
Union Bank?offers both personal loan and mortgages. The bank has rates up to 19.75%.
The final rate can depend on credit score and loan amounts. Lending institutions may also charge different rates, so it pays to shop around.
Bhavana Jhingan ? About the Author:
Working with a WRS Info India Pvt Ltd.
Source: http://www.articlesbase.com/loans-articles/personal-loans-and-rates-unsecured-loans-for-populace-with-bad-credit-3670344.html
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Article Tags:
personal loans, personal loan, loans, unsecured, rates
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Where can I get a short term bad credit loan? I am on a set monthly income from benefits. I need a loan to catch up and ahead of bills. I only pay utilities, so I can make a payment no problem
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